3D Secure (FAC 3DS2) adds an extra bank step when needed to reduce fraud and chargebacks. HPP helps reduce PCI scope; Inline is fine too—just keep WordPress/WooCommerce updated and always use HTTPS.

What’s included

• FAC 3DS2 + 3D Secure: Step-up authentication when required.
• CVV checks: Helps prevent unauthorized use.
• HTTPS/SSL required: Always run checkout over SSL.
• HPP option: Reduces PCI scope by offloading card entry.

Recommendations

• Keep WordPress/WooCommerce/plugins updated.
• Use strong admin passwords + 2FA.
• Limit who can access payment settings.
• Coordinate with your acquirer for compliance scope.